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TERMS OF CONDITIONS AND DISCLAIMERS 

This website is provided by Julie Hodge Fitness, on an “as is” and “as available” basis to the fullest extent permissible by applicable law, Julie Hodge Fitness disclaims all implied warranties.  

Without limiting the foregoing, Julie Hodge Fitness makes no representation or warranty of any kind, express or implied: (I) as to the operation of the www.proagingprogram.com website, or the information, content, materials or products included there-on, (II) that the www.proagingprogram.com website will be uninterrupted or error-free, (III) as to the accuracy, reliability, or currency of any information, content, service, or merchandise provided through the www.proagingprogram.com website; or (IV) that the www.proagingprogram.com website, it’s servers, or email sent from or on behalf of juilehodge.com or www.proagingprogram.com are free of viruses or other harmful components. Julie Hodge Fitness does not guarantee the continuous, uninterrupted or secure access to the www.proagingprogram.com website or any related services, the operation of the www.proagingprogram.com website may be interfered with by numerous factors outside the control of Julie Hodge Fitness, under no circumstances shall Julie Hodge Fitness or www.proagingprogram.com be liable for any damages that results from the use of or inability to use the www.proagingprogram.com website, including but not limited to reliance by a user on any information obtained from the www.proagingprogram.com website or that result from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from acts of God, communications failure, theft, destruction or unauthorized access to Julie Hodge Fitness’ records, programs, or services, user hereby acknowledges that this paragraph shall apply to all content, merchandise and services available through Julie Hodge Fitness and/or the www.proagingprogram.com website.  

Products and Services All the products or services made available on this website are intended solely for personal or small business use. You may not transfer, re-sell, assign, or dispose of any service without the prior written consent of the company. We reserve the right to cancel any membership if it appears that it is of fraudulent or inappropriate nature. Prices, promotions, and campaigns are subject to change without prior notice. 

Indemnification You agree to defend, indemnify, and hold harmless the company and any associated companies and their associates from and against all liabilities, damages, and costs resulting from the violation of these terms and conditions. This wrongful or negligent conduct, whether conducted by yourself or any other person accessing the website using your information, will be assumed to have been conducted by you and is in no way reflective upon or liable to the website or its company. 

Julie Hodge and www.proagingprogram.com contributors may not be medical professional(s). The resources made available by and through Julie Hodge Fitness / www.proagingprogram.com are an informational resource for people seeking how to live a healthy lifestyle. The information contained herein and through other sources connected to via Julie Hodge Fitness / www.proagingprogram.com is based on the personal experiences of Julie Hodge and collaborators, shared in the hope that it will spark inspiration and positive change in the readers.  The owners and creators of this website and programs contained within assume no responsibility or liability for any consequence resulting directly or indirectly from any action or inaction you take based on the information found within or material linked to herein. Julie Hodge and Julie Hodge Fitness cannot guarantee the outcome of following the general recommendations and statements about potential outcomes.  Julie Hodge and Julie Hodge Fitness specifically disclaim any implied or express warranties about the information and recommendations provided herein. 

The information in this website or otherwise provided by Julie Hodge Fitness, its officers and agents, should not be interpreted as medical advice; any recommendations cannot be applied to every individual, without first undergoing a thorough, in-person examination by qualified medical professional and/or a qualified medical primary caregiver and/or a qualified medical physician to assess the risks of its application. Readers, viewers and those using this website and/or it’s program(s) are urged to consult with a medical professional prior to instituting lifestyle changes. The information provided by Julie Hodge Fitness cannot substitute for professional medical care, whether diagnosis or treatment for any injury, deficiency, or disease. 

POSSIBLE AFFILIATE RELATIONSHIPS 

While this website recommends certain online resources for wellness and independent personal and/or business building, neither its creators, collaborators, nor its owners can or will promise any results from the purchase of, or even the faithful following of, such third-party products and programs. While generally speaking, the adherence to reputable health and business advice will yield more positive results than those realized by less enthusiastic participation, each person’s experience will vary and a lack of expected results will not create any liability on the part of Julie Hodge or Julie Hodge Fitness or of any successor in interest. 

Recommendations of third party entities may be accompanied by an affiliate relationship between those entities and Julie Hodge Fitness.  At all times when such relationships exist, Julie Hodge Fitness will endeavor to provide proper notice to any audience member exposed to a recommendation, whether written or oral, to a third party with whom Julie Hodge Fitness enjoys an affiliate relationship.  

However, given that such communication may have occurred before or after your own witnessing of the recommendation, unless an affiliate relationship is specifically disclaimed by Julie Hodge Fitness or Julie Hodge, please assume that all such recommendations carry some form of incentive towards Julie Hodge Fitness, though nonetheless they may be carefully curated and recommended in good faith with the best interests of the audience and customer base of Julie Hodge Fitness, in mind. 

OUR LIABILITY 

We do not guarantee any measure of accuracy of our content and information on our website or any associated social media platforms. We do not guarantee accuracy for any warranties, liability, or any other damages caused by violation of this agreement. The following is a list where we do not offer accuracy: 

Any form of warranty posted on any terms or through any medium which might be implied by law.

Any form of liability attached to any loss or damages from using our website. Said loss or damages have no limitations and result from the posts of other users, by using our website, or any hyperlinks or advertisements that are in any way associated with our website.  

They can include: 

○   Data loss  

○   Monetary loss 

○   Contract loss  

○   Company loss  

○   Information breach  

○   Income loss 

Privacy Policy 

Julie Hodge Fitness respects the privacy of its users. Your identity, information, and other personal data will be kept in the strictest confidence to the extent possible given the structure of your purchase of a course, program, membership, session, or other product or service. The terms and conditions of the Julie Hodge Fitness privacy policy are incorporated herein by reference. 

DISCLOSURES TO THIRD PARTIES NOT PROTECTED 

Any protection afforded by law in your benefit and against Julie Hodge Fitness such as HIPPA compliance requirements for members, purchasers and/or participants, is not and cannot be extended to any third parties, including but not limited to group therapy participants, in person or in online forums such as Facebook® groups organized by the Company. Therefore, your voluntary participation in forums, including those created by the Company, that indirectly result in the publication of your personal information, including your name, likeness, and psychological issues, are by virtue of your use of these forums, you demonstrate both an express understanding of the inherent risks and permanently release the Company and Julie Hodge and Julie Hodge Fitness from any liability for such disclosure. 

PAYMENTS 

Payments for products and services from the Company are made through third party resources, including PayPal, and Stripe directly through merchants for online courses and programs such as Thinkific.com. The Company cannot be held liable for any breach of security or protocol by these thirdparty entities, and in using them, you agree that if you are damaged in some way as a result of their behavior, that you will pursue only the party that is directly involved in a breach of your information and will hold the Company and Julie Hodge Fitness harmless in such matters. In the matter of refund and or reimbursement requests, refunds may be given within 24 hours of the initial purchase of any product or products within the site. Given the nature of these online programs refunds will not be provided after the initial 24 hours of purchase.



General Data Protection Regulation (GDPR) 

The General Data Protection Regulation (GDPR), is a European privacy law approved by the European Commission in 2016 and will go into effect May 25 2018. The GDPR will replace a prior European Union privacy directive known as Directive 95/46/EC which has been the basis of European data protection law since 1995. The GDPR is an attempt to strengthen and modernize EU data protection law and enhance individual rights and freedoms, consistent with the European understanding of privacy as a fundamental human right. The GDPR regulates, among other things, how individuals and organizations may obtain, use, store, and remove personal data. In a nutshell, it's giving EU citizens and residents control over their personal data while simplifying the regulatory environment for international business that takes place in the EU. 

The Data Protection Principles include requirements such as: 

 - Personal data collected must be processed in a fair, legal, and transparent way and should only be used in a way that a person would reasonably expect. - Personal data should only be collected to fulfill a specific purpose and it should only be used for that purpose. Organizations must specify why they need the personal data when they collect it. - Personal data should be held no longer than necessary to fulfill its purpose. - People covered by the GDPR have the right to access their own personal data. They can also request a copy of their data, and that their data be updated, deleted, restricted, or moved to another organization. 

 What kind of information we collect 

As with most websites on the Internet, simply by visiting this website you are giving us some information, including your IP address, the website you visited prior to visiting us, the site you visit when you leave our site, the operating system on your computer, and the browser you used to access our page. Our website automatically saves this basic information about your non-identifying information. 

In addition, as most websites do, we may also use cookies. We have information below on the Cookies and Other Technology Section. 

We may also collect and store all the data you provide to us by entering into the forms on our website or by e-mail provided by you in the course of the registration process, such as your name and your email. 

Some transactions between you and the website may involve credit cards, debit cards, money orders, and/or third-party payment services. In such transactions, we collect and save information regarding our business relationship with you, including your address, telephone number, and other necessary information. WE DO NOT COLLECT, KEEP or HAVE ACCESS TO ANY INFORMATION OF YOUR CREDIT OR DEBIT CARD. 

Payments We may provide paid products and/or services within the Service. In that case, we use third party services for payment processing (e.g. payment processors). 

We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy. 

These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information. 

The payment processors we work with are: 

Stripe - Their Privacy Policy can be viewed at https://stripe.com/us/privacy PayPal - Their Privacy Policy can be viewed at https://www.paypal.com/webapps/mpp/ua/privacy-full Authorize - Their Privacy Policy can be viewed at https://www.authorize.net/company/privacy/ 

 Other personal information informed by you 

 If you connect your third party social media account to your www.proagingprogram.com account, we may collect certain information stored in your social media account such as: 

Facebook, Twitter, Instagram, Pinterest, Google+, and other social media. 

Cookies and Other Technologies 

Like many websites, we also use “cookie” technology to collect additional website usage data and to improve the Site and our Service. A cookie is a small data file that we transfer to your computer’s hard disk. A session cookie enables certain features of the Site and our service and is deleted from your computer when you disconnect from or leave the Site. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Site. Persistent cookies can be removed by following your web browser help file directions. Most Internet browsers automatically accept cookies. Buffer may use both session cookies and persistent cookies to better understand how you interact with the Site and our Service, to monitor aggregate usage by our users and web traffic routing on the Site, and to improve the Site and our Service. 

We may also automatically record certain information from your device by using various types of technology, including “clear gifs” or “web beacons.” This automatically collected information may include your IP address or other device address or ID, web browser and/or device type, the web pages or sites that you visit just before or just after you use the Service, the pages or other content you view or otherwise interact with on the Service, and the dates and times that you visit, access, or use the Service. We also may use these technologies to collect information regarding your interaction with email messages, such as whether you opened, clicked on, or forwarded a message, to the extent permitted under applicable law. 

You can instruct your browser, by editing its options, to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit. Please note that if you delete, or choose not to accept, cookies from the Service, you may not be able to utilize the features of the Service to their fullest potential. 

Although most browsers are initially set to accept cookies, you can change your browser settings to notify you when you receive a cookie or to reject cookies generally. To learn more about how to control privacy settings and cookie management, click the link for your browser below. 

Firefox - https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences Chrome - http://support.google.com/chrome/bin/answer.py?hl=en&answer=95647 Internet Explorer - http://windows.microsoft.com/en-us/internet-explorer/delete-manage-cookies Safari - https://support.apple.com/kb/ph21411?locale=en_US 

We try to honor all notices sent by your browser when you visit the Julie Hodge Fitness and/or Pro Aging Programs website. However, be sure to read the following important information about "interest-based advertising", "remarketing", and "dynamic ads" so you can understand what third party suppliers can do and how you can opt for these scans only with your consent. 

Remarketing 

This site may use a remarketing tag to advertise online. This means that Google and other third party suppliers can show our ads on the Internet. These third-party vendors, including Google, may use cookies to serve ads to you based on your previous visits. If you prefer that Google does not use cookies, you should visit "Ad Manager Preferences" at this address www.google.com/ads/. Alternatively, you can also opt out of the use of third party cookies by going to the opt out page at www.networkadvertising.org/managing/opt_out.asp. 

Dynamic Advertising 

Our website may use dynamic features of Google ads. To opt for these ads, follow the instructions on www.support.google.com/ads/answer/2662922?hl=en. If you use any of these sites without opting-out it means that you understand and consent to the collection of information for advertising based on your interests. 

 Disclosure to Third Parties 

We use your information for activities necessary to the continuous functionality of the website. For example, you may use your information to contact you about changes on the site, new products and services, promotions, conflict resolution, problem solving, and enforcement of the terms and conditions. 

As a general rule, we do not give your information to third parties without your expressed consent. However, there are some important exceptions to this rule described in the following paragraphs. 

We may, at our discretion, provide your information to law enforcement or any government officials in the case of fraud investigations, intellectual property infringement, any other illegal activity suspected, or matters that may legally compel us. 

Some government intelligence agencies have the technical capacity to access the data on our website without our consent, knowledge, and cooperation. And even if we had knowledge of these intrusions, we do not possess the authority to inform you if pertaining to national security laws. Please keep these risks in mind before providing any information to us or to any other website. 

Although we do not disclose any personal identifying information, we may disclose information associated with data about site visitors to advertisers or other third parties for marketing and promotional purposes. 

From time to time, we may use third party suppliers to provide services on our website. If a supplier has to collect your information, you will be notified. You will never be forced to give any information to a third party provider against your will. We restrict the ways outsourced companies use your information in order to protect your privacy. They are not allowed to sell or give your information to others. 

We may use the Personal Information we obtain about you to: 

 - create and manage your account, provide our support, process payments, and respond to your inquiries; 

- manage account logs such as: login date, payment notifications, account status, platform usage;  

- communicate with you to verify your account and for informational and operational purposes, such as account management, customer service, or system maintenance, including by periodically emailing you service-related announcements; 

- tailor our platform (e.g., we may use cookies and similar technologies to remember your preferences); 

- publish your content, comments or messages on social media platforms; 

- provide tailored advertising, for Julie Hodge Fitness services, via email; 

- aggregate your Personal Information for analytical purposes; 

- provide customer support; 

- operate, evaluate and improve our business (including by developing new products and services; managing our communications; determining the effectiveness of our advertising; analyzing how the platform is being accessed and used; tracking performance of the websites; debugging the platform; facilitating the use of our platform); 

- send you marketing communications about products, services, offers, programs and promotions of Julie Hodge Fitness;  

- ensure the security of our platform; 

- manage our customer, service provider and partner relationships; 

- enforce our agreements related to our services and our other legal rights; and - comply with applicable legal requirements, industry standards and our policies. 

If you are located in the European Economic Area, we may process your Personal Information for the above purposes when: 

 - you have consented to the use of your Personal Information, For example, we may seek to obtain your consent for our uses of cookies or similar technologies, or to send you marketing communications. - we need your Personal Information to provide you with services and products requested by you, or to respond to your inquiries, - we have a legal obligation to use your Personal Information, or - we have a legitimate interest in using your Personal Information. In particular, we have a legitimate interest in using your Personal Information to ensure and improve the safety, security, and performance of our platform, to anonymize Personal Information and carry out data analyses. 

Where applicable law requires us to ensure that an international data transfer is governed by a data transfer mechanism, we use one or more of the following mechanisms: EU Standard Contractual Clauses with a data recipient outside the EEA, verification that the recipient has implemented Binding Corporate Rules, or verification that the recipient adheres to the EU-US and Swiss-US Privacy.

Your Rights and Choices 

If you decide at any time that you no longer wish to receive such marketing communications from us, please follow the unsubscribe instructions provided in any of the communications. You may also opt out from receiving commercial email from us by sending your request to us by email at contact@juliehodge.ca. Please be aware that, even after you opt out from receiving commercial messages from us, you will continue to receive administrative messages from us regarding the Service. 

In certain jurisdictions you have the right to request access and receive information about the Personal Information we maintain about you, to update and correct inaccuracies in your Personal Information, to restrict or object to the processing of your Personal Information, to have the information blocked, anonymized or deleted, as appropriate, or to exercise your right to data portability to transfer your Personal Information to another company. Those rights may be limited in some circumstances by local law requirements. In addition to the above-mentioned rights, you also have the right to lodge a complaint with a competent supervisory authority subject to applicable law. 

Where required by law, we obtain your consent for the processing of certain Personal Information collected by cookies or similar technologies, or used to send you direct marketing communications, or when we carry out other processing activities for which consent may be required. If we rely on consent for the processing of your Personal Information, you have the right to withdraw it at any time and free of charge. When you do so, this will not affect the lawfulness of the processing before your consent withdrawal. 

To update your preferences, ask us to remove your information from our mailing lists, delete your account or submit a request to exercise your rights under applicable law, please contact us at contact@juliehodge.ca. 

Security - How we protect your personal information 

 We do our best to protect all user information as well as the privacy of your account. In addition to setting a strong password and taking the necessary steps to prevent unauthorized account access, you should be always aware of the types of information being passed to us. We cannot guarantee absolute security as the Internet is never entirely secure. Unauthorized entries, network vulnerabilities, hardware/software failure and other external factors may compromise your personal information at any given time. 

Retention of Personal Information 

 We will retain your personal information for as long as you have are subscribed in an account, after the termination of your subscription, we will retain your personal information for as long as necessary to fulfill the purposes outlined in our Privacy Policy, unless a longer retention period is required or permitted by law. 

Access to your information and How to Contact Us 

You may alter, add, or delete your Personally Identifiable Information at any given time by accessing your account settings. This includes but not limited to your full name, email address, billing information, profile photo, etc. You may also contact us at contact@juliehodge.ca to correct, update, or delete and deactivate our record of your Personally Identifiable Information. 

 You always have the freedom to choose what information is disclosed to us. Keep in mind however that certain features of our product and service will require your user information. You may add, update, and or delete information you have disclosed to us by contacting us anytime. 

 This GDPR Policy was last updated June 2018.